P3 Wealth

End to end platform specialising in safeguarding and treasury management.

P3 Wealth is partnering with BlackRock to offer eligible financial institutions & corporates access to professionally managed, liquid (T+0 settlement) and transparent money market funds.

Safeguarding accounts – hard to source, costly and little to no upside.

A safeguarding account can be difficult to source and costly, or some companies face the ‘chicken and egg’ scenario, where a safeguarding account is only issued once a level of commercial viability has been achieved.

Banks that issue safeguarding accounts pay little interest—or none—even as rates have shifted to the highest levels in more than 20 years. Safeguarding funds are idle, not generating any revenue, while EMIs pay monthly fees for the safeguarding account.

Our Treasury Platform.

Our technology and partnership empower clients to use dedicated facilities that specialise in safeguarding client funds. A once tricky, costly and frustrating challenge has been made easy and is now an opportunity rather than a hindrance:

Tier 1 Ecosystem

Blackrock boasts nearly $11 trillion in assets and is globally known and trusted within the money market space. The client safeguarding account—managed by Blackrock—is in the client entity’s name, and assets are segregated from those of Blackrock and the custodian (JPM).

Generate revenue

Your safeguarding client funds are no longer idle, as of March 2024 the funds yield the following rates: USD 5.24%, GBP 5.10%, EUR 3.84%. There is no cost to set up, as a result, our treasury platform achieves the holy grail of adding to your top line whilst reducing your costs.

Seamless technology

Our platform offers a fully digitalised experience with a seamless onboarding process, daily visibility on reporting (balances, transactions, earnings) and analytics (yields, risk metrics), and an automated dealing (subscriptions & redemptions) form.

Corporates & start-ups

Corporates, especially recently capitalised start ups, have significant amounts of idle cash sitting on their balance sheets failing to generate suitable returns in the current yield environment.

Same-day settlement

The funds are liquid and offer same-day settlement (T+0). Client funds are accessible in near real time, when redeemed before the daily deadline.

Safeguard funds and generate revenue from idle cash.

There is €35B in safeguarded funds in Europe and the UK. The potential opportunity for EMIs to safeguard their assets in liquid, transparent and yielding money market funds, sits at €1.75B.